Refinance and save thousands off your home loan


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Comparison Rate
  • Enquire Now

    A Mortgage House lending specialist will be in touch with you.

or Call 133 144

Have you been loyal with your monthly repayments but receiving little reward for all your hard work?

Unlock financial freedom.

Understanding the rates and being pro-active can pay off in huge amounts. Chat to one of our lending specialists to find out how much you could be saving today!

We’re small enough to care.

Unlike banks, Mortgage House don’t have expensive overheads. Which means cheaper rates for you. With a customised product offering, we work with you.


Timing is everything

Saving money on your home loan is all about timing the rates. Switching now when the rates are low, could greatly benefit you.

It couldn’t be easier

Applying for refinance is easier than you think. We simply measure your equity in your current home to help us value a loan to best suit your needs. Easy as 1,2,3 .


  • Min Loan
  • Max Loan
  • LVR
  • 3.44% p.a. Variable Rate
    Reverts to 3.94% after a year

Acceptable Loan Purpose

  • Purchase and Refinance
  • PAYG Borrowers
  • Owner Occupied Loans
  • P&I Repayments


  • Application Fee
  • Settlement Fee
  • Annual Fee
  • Discharge Fee
  • Valuation Fee
    Covered up to $300 for each security property

Why Choose Mortgage House?

Not Just Another Number

“After many years with the ANZ bank we felt like we were just another number… My wife and I have been a part of Mortgage House for over 6 years now…We are finally seeing light at the end of the Mortgage tunnel thanks to these fantastic people.”

Wally and Ag Bishop

Easy Refinance

“I was looking to refinance a mortgage, having been very disappointed with my existing lender… Mortgage House offers an excellent product that is, in my experience, backed up by outstanding customer service. I would encourage anyone who is considering a new mortgage to give them a call.”

Ethan Parker

Big Bank Switch

“Mortgage House have always provided since I made the switch from Commonwealth Bank of Australia (CBA)… I have great admiration for you and your friendly staff who are willing to answer my queries at any time and put my mind at ease.”

Ashton Cooper

Stand Out Service

“We have no hesitation in recommending Mr Ken Sayer and the Mortgage House team for any personal or business financing and relationship situations. We ourselves feel honoured, lucky and privileged to have met Mr Sayer and the Mortgage House team.”

Michael and Kerry Jones